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If you don't pay off your plan before it ends, you'll be charged interest at your normal plan rate from the date of purchase.

However, if you choose to make payments without clearing the balance, the earlier you pay the less interest you'll be charged. If you apply in-store or over the phone: your application will involve a credit search If you apply online via a Quick Check Application: we’ll tell you whether you’re likely to be accepted before you actually submit your application. Then, if you decide to complete the application, a successful search will be added to your credit history. We completely understand that, from time to time, your circumstances might change and you might struggle to make a payment.

The program, called EZ Guarantee Loans, uses a simplified application process to help beginning, small, underserved and family farmers and ranchers apply for loans of up to 0,000 from USDA-approved lenders to purchase farmland or finance agricultural operations.

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Where we are unable to do so we will keep you informed of the progress of your complaint until we have resolved it.

If we are unable to resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service by writing to them at Exchange Tower, London, E14 9SR, calling 03, or emailing [email protected]

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